I get asked this question more thank you think. I actually do not mind it. It is a very valid question when trying to plan and get your finances in order. I actually stumbled upon an article one day that explains it all. Since this article explains everything I would have said and so much more, I will just share it and keep it moving! How about that?
Copy and paste this URL into your search bar: http://www.creditloan.com/blog/what-is-a-good-credit-score/