Yes I meant it like I typed it. Before I knew about Dave Ramsey I learned about this method. I thought it was a great idea back then and a great idea now. See to fully engage in a payoff plan, I had to put all my debts on paper. After that I used a spreadsheet from Vertex to work out various scenarios. By far the Snowball Method was a winner for me.
I challenge you to research this method over the next few days. I also wanted to share some questions and answers that Dave addressed in his blog.
If you want a copy of the spreadsheet or would like help getting started, comment or email me.